Operator
Thank you for standing by, and welcome to NewtekOne, Inc.’s Fourth Quarter 2025 Earnings Conference Call. [Operator Instructions]
I would now like to hand the call over to Barry Sloane, President and CEO. Please go ahead.
Barry R. Sloane
President, Chairman & CEO
Thank you very much, operator, and welcome, everyone, to the Fourth Quarter 2025 Financial Results Conference Call. Joining me today on the call is Frank DeMaria, Executive Vice President and Chief Financial Officer of NewtekOne. For those of you that would like to follow the presentation online, go to newtekone.com, go to the Investor Relations section and the PowerPoint presentation for today’s event is being held there. I’d now like to ask everybody to go to Slide #2 of that presentation and note the forward-looking statements.
To begin our presentation today, we’re happy to report the results of Q4 2025 and the annual achievements for 2025, including to, but are not limited, to celebrating the 3-year anniversary of NewtekOne owning and operating an OCC chartered bank. We’re extremely pleased about the acquisition that was done in January of 2023.
There’s a very interesting slide on 24, which actually names several competitors in the space, SoFi, Live Oak, Triumph, Northeast Bank and Axos. And if you take a look at those charts, you’ll see how their stock price action moved over the first several years of their operation, and then it started to change direction. We’ll talk about that later
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